I am a staunch Republican, a self-proclaimed Fox News addict, and I didn’t vote for the President. And I’m here to tell you that Obamacare works. I’m living proof.
I’m a chemotherapy patient, and was previously paying $428 a month for my health coverage. I was not thrilled when it was cancelled.
Then I submitted an application at HealthCare.gov. I looked at my options. And I signed up for a plan for $62 a month.
It’s the best health care I have ever had.
So right now, here’s what I want to tell anyone who still needs health insurance, or knows someone who does:
Sign up. Follow the instructions on the website. Apply, and look at your options. You still have time, and take it from me: This is something you want to do.
I wrote a letter to President Obama this past February to tell him about my experience with the Health Insurance Marketplace. I hoped he’d read it, and he did.
I may not be a supporter of the President. But now, I get mad when I see Obamacare dragged through the mud on television.
And even though I regularly tune in to conservative pundits, I’d like to tell them they’re getting it wrong. Obamacare works.
So one more time: If you still need health insurance, you have just three days to get it. Do what I did. Go to HealthCare.gov, submit an application, and pick a plan that works for you.
It just might change your life."
I am now one of the self-insured. I would like to go to a doctor’s office to get medication. I would like to get the flu shot at my local pharmacy. I’ve been told I could do this for over a month now. And I waited last month to get my insurance cards to do so…
They still haven’t arrived.
I would like to contact my local health care provider to discuss this problem, get my cards and sign up for automated payments. I can’t do that without waiting on hold for over 60 minutes… At a minimum.
You know why? To contact my insurance provider as a customer online, I have to have my group number and my member ID. Neither of these items appears on my bill, the ONLY form of correspondence I seem to be able to receive from my health care provider.
It is at this point that I would like to remind people that our government contracted a PRIVATE consulting firm to roll out healthcare.gov, and since that has been made public the war on the Obama administration’s failure on the launch of the ACA has been strangely quiet. We can criticize government, but don’t dare discuss the failings of a private business.
What I would like to know is, since this health care bill is the one that health care lobbyists fought so hard for, because it increases their bottom line exponentially, would it be possible since the economy is not doing so well that you actually hire Americans to answer the phones so that other Americans can get a question answered during a lunch break or while they have a few moments between picking up the kids and doing the other 20 things they have to do at one time?
Yes, there would be hold times with a public option, but I would have recourse in the form of my representatives to discuss the problem to and advocate hiring more people.
A month and a half into implementation and private companies not being prepared for demand is what is hurting access to paid for services. If you’re still stubbornly refusing to hire new employees, you’re doing it wrong.
So, working as mostly a consultant, even though I would still like one organization to put my focus and attention to, I don’t currently have health insurance, which causes a lot of concern with my Mom.
In all honesty, the consultancy business seems to be going well, especially since I realized who I can count on to get my name out there and who I can’t. My Mom has also taken a step forward in being okay with working more on campaigns and on consulting work, which is honestly no small miracle and of which I attribute to my Dad running some interference. (My Dad being quick to attribute laziness and an unwillingness to work and seeing me run myself ragged for one client which he knows does not appreciate me or treat me fairly, has been instrumental in these discussions, I’m sure, and even if I am his daughter, he would be the first one to call out that laziness if he saw it in me, especially.)
A portion of that relaxation has not only been that I’m good at it, but also that I am working on it and hard, but also because of the ACA / Obamacare passage. My Mom’s single biggest worry about me working as a consultant has been regarding health care and my lack thereof. She has good reason to worry, as a lifelong asthmatic and a child who nearly died at 18 months because of it, I really need to have continual care, check-ups, and preventative medication so things like the cough from hell I’m currently experiencing can either be eliminated or limited.
I kept putting off looking into it for a few reasons. I’m not happy that the Democrats caved in on the single payer option. I’m really not. What we have now is what the Republicans wanted when Hillary Clinton ran the health care initiative under President Clinton’s first term in office. It makes the insurance lobbies happy. Also, problems with the website, which I honestly attribute to the fact that most rollouts are slow at first and build gradually and that the Obama administration simply didn’t realize how much of a demand the HealthCare.gov site would really meet on the first day it was in service.
So, I promised I would look into it and kept putting it on the back burner as problems with the site continued to be resolved. (Honestly - do we really need special characters in user names? Seriously?)
…and, as a true procrastinator because I work better the closer a deadline approaches, I put it off until I received an email from an unnamed Democratic group (not Battleground) that there was a deadline to sign up for coverage and it was rapidly approaching.
So, I wrote all of this to say that, if you want coverage, beginning on 1 January 2014, under the ACA, you should seriously consider going to HealthCare.gov this weekend and exploring your options. Especially if you’re kind of in a low-income / consulting business like me. Those of you in blue states might even have better options than I had. (Good coverage and a low deductible for less than $15 / month.)
But, the deadline to sign up for coverage effective 1 January 2014 is Monday, December 23rd. This doesn’t mean that after the 23rd, you won’t be able to sign up for coverage. Just that you won’t be eligible for coverage beginning on the 1st of the year.
12.8 million Americans will receive $1.1 billion in rebates from insurers that have not met minimum spending guidelines in Obamacare, the administration announced Thursday morning. The Affordable Care Act requires insurers to spend 80 to 85 percent of premium dollars on health care services or issue rebates to policy holders. The average rebate is valued at $151 per household.
It’s worth noting that you only get a rebate check if you pay for an individual policy. If your health insurance is through your workplace they get the money.*
Still awesome news though.
*The companies get the money and then must pass the savings on - which means they can either:
An attendee at the meeting asked Combs how much had the state “actually” cut from public education.
She said the state didn’t reduce funding, but added $2 billion.
"It was not less, but it was not as much," she said.
Coulson said College Station will receive $7 million less for the 2012-13 school year than what it received in 2010-11. Wallis said BISD is receiving $9 million less.
"We are already to the cuticle," Wallis said. "We’re as far down as we can go."
Combs said the point of her presentation was that the increase in enrollment in Medicaid through the reform bill will change everything. Public education funding will only continue to be squeezed by the pressures of Medicaid, she said."
I can’t even. Anyone in Texas have a list of when and where these town halls are expected to take place?
President Obama on “Obamacare.” (via kileyrae)
Co-opt that shit, Barry!